When you use the phrase “having payments be at the mercy of [Facebook]” you’re pretty much granting the premise that the project could have seen major adoption

When you use the phrase “having payments be at the mercy of [Facebook]” you’re pretty much granting the premise that the project could have seen major adoption -- and that's significant given that its sole justification was to provide an alternative to legacy payments tech. If everyone thought Libra/Diem/Novi was going to crash and burn, there wouldn’t have been so much emphasis on preventing its launch (over perfectly reasonable concerns.)