I would assume they're also longer terms, 72 to 84 months. Now they got you on the hook for 6 to 7 years instead of 2-5 years. Most people do not pay them off

I would assume they're also longer terms, 72 to 84 months. Now they got you on the hook for 6 to 7 years instead of 2-5 years. Most people do not pay them off, they just buy a new or used car every couple of years.