I don't just want to live, I want to understand why many things still seem to operate so irrationally in terms of cost. vs. value received. I actually apprecia

I don't just want to live, I want to understand why many things still seem to operate so irrationally in terms of cost. vs. value received. I actually appreciated the unique perspective, and the experience, and don't care that it is not statistically validated, since the point is to stimulate thinking. It suggests a few aspects to look into - an overly litigious society, crappy systems, an insulation of patients and doctors from the costs of treatments by insurance intermediatories etc...