However, non-CRA lenders did pressure CRA regulated banks. From the reference: "Many of these companies are like the one in which my next-door neighbor is emp

However, non-CRA lenders did pressure CRA regulated banks. From the reference: "Many of these companies are like the one in which my next-door neighbor is employed: they are middlemen who arrange mortgage loans for borrowers including "subprime" borrowers with banks, including CRA-regulated banks" http://mises.org/story/2963 http://mises.org/story/2963