One snag of BNPL is that not all credit cards are accepted. When I tried it recently, I wasn’t able to use a Visa point card and had to use another low-points c

One snag of BNPL is that not all credit cards are accepted. When I tried it recently, I wasn’t able to use a Visa point card and had to use another low-points card instead. I didn’t do the math, but if you’re optimizing down to the yield from payment terms, you’re probably better off optimizing for points.