> these loans are not securitized AFAIK. They are, but not in quantities to actually matter. Here's background on Affirm's ABSes, the last offering was pulled:

> these loans are not securitized AFAIK. They are, but not in quantities to actually matter. Here's background on Affirm's ABSes, the last offering was pulled: https://www.bloomberg.com/news/articles/2022-03-11/-buy-now-pay-later-lender-affirm-delays-asset-backed-bond-sale https://www.bloomberg.com/news/articles/2022-03-11/-buy-now-... A cool consequence of this is that you can find background info on what sort of loans they make: https://finsight.com/deal-51195-affirm-asset-securitization-trust-affrm-2021-a https://finsight.com/deal-51195-affirm-asset-securitization-...