The classical (and to some degree unfair) view of financial controllers (often wrongly labeled as "accountants") is that they only want to cut costs. Basically

The classical (and to some degree unfair) view of financial controllers (often wrongly labeled as "accountants") is that they only want to cut costs. Basically there is a very negative view of finance, that they want to cut costs to the bone, optimize everything, dont care about anything else then the numbers etc. In some ways it is a wrong view, but there are tons of people who see most things in a company as "cost centers". So maybe get someone to do cost planning for you and then compare actuals to your budget - often even setting up a budget allows you to understand where the money should go. Other thing is where it actually goes. If you are talking about personal finance then the time cost of properly analyzing where your money goes is high, but even with crude registering you probably can get an overview where most of it goes. Then you can work on biggest positions to try to minimize them. Those personal finance subreddits probably can help you with such analyses. There are also those "frugal" communities. But for most people: the more they earn, the more they spend. Also some of those frugal types are just weird (e.g. run around with a broken phone while you use it every day).