Your cash is FDIC insured in regarding to Metropolitan failure. Your cash is not FDIC insured in regarding to Voyager failure. Omnibus account is a shared acco

Your cash is FDIC insured in regarding to Metropolitan failure. Your cash is not FDIC insured in regarding to Voyager failure. Omnibus account is a shared account which Voyager has absolute control. See their language below where Metropolitan grants them the right on "movement of and holding of USD," i.e. they can move the money as they see fit. "Voyager maintains an agreement with the Bank whereby the Bank provides all services associated with the movement of and holding of USD in connection with the provision of each Account." As for Voyager customers withdrawing the money from Metropolitan, they can try. Curious to see how far they get.