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For a single individual are savings and checking accounts considered separate accounts?

• dragonwriter 4y ago
  > For a single individual are savings and checking accounts considered separate accounts? Insurance limits are not by account, they are by account ownership category. Checking and savings account held as single accounts are all part of the same ownership category: https://www.fdic.gov/resources/deposit-insurance/brochures/deposits-at-a-glance/ https://www.fdic.gov/resources/deposit-insurance/brochures/d...