> I don’t want banking to be “exciting” Yes, exactly. My bank makes money off of me every month, even though I have the "free" checking account. They offer an

> I don’t want banking to be “exciting” Yes, exactly. My bank makes money off of me every month, even though I have the "free" checking account. They offer an historically low interest rate on the savings account, and I know they're making money off that too. But I'm OK with all that.