Because Voyager has tried to position itself as a crypto-based alternative to banking. From the front page: > Build your wealth > Earn up to 12% annual reward

Because Voyager has tried to position itself as a crypto-based alternative to banking. From the front page: > Build your wealth > Earn up to 12% annual rewards. Beat your bank by earning top rewards each month on 39 digital assets with no lockups. They explicitly touted their benefits over using a traditional bank before they issued this notice. They also issued debit cards that they are now deactivating. Fundamentally, crypto has staked its future on replacing the banking system, citing various issues with the Fed, etc. But the regulatory environment in banking (the FDIC) creates a much more stable environment in which to transact than these platforms do.