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Yes, this is one of the more unfortunate unintended consequences of the ACA.
by magila 4y ago
Yes, this is one of the more unfortunate unintended consequences of the ACA.
- tryptophan 4y ago"unintended" Insurance companies wrote the bill.
- ch4s3 4y agoParts of it, but it’s not clear that MLR was one of those parts or even a net positive for insurers.
- heavyset_go 4y agoInsurance costs were increasing at a higher rate each year before the ACA was passed or went into effect.
- ch4s3 4y agoThe rate of growth didn’t go negative or to 0, it just slowed down.
- heavyset_go 4y agoCorrect
- mypalmike 4y agoAre you implying that before ACA, insurers had an incentive to keep costs low?
- vanattab 4y agoIt may have been unintended but it was defiantly not unknown, I remember people pointing out this exact problem during the debate around ACA.