> should that automatically mean crash? No, not automatic. But it sure increases the likelihood. Especially after years of cheap money have allowed tremendous

> should that automatically mean crash? No, not automatic. But it sure increases the likelihood. Especially after years of cheap money have allowed tremendous unproductive investment. It isn't just banks, it is every company with access to capital markets. Unproductive investment made sense when money was free ("easy money"), but when money starts to costs, those investments get closed down. And the people those investments employed become unemployed.