Seems strange to trust your assets with a centralized entity, one of which that can turn you away for any reason when accessing your funds, that charges you for

Seems strange to trust your assets with a centralized entity, one of which that can turn you away for any reason when accessing your funds, that charges you for withdrawing at a different bank’s ATM. Further, an asset that has been insanely inflated over the past decade and suddenly raised in value by a central government through mandated interest rate hikes. Yikes! I use gold, my gold is always worth the same amount of gold. No dumb fluctuation and I have no problem in finding people who will take it. One second to transact? My handing the gold to anyone I choose is instantaneous and can be done in private. Gold solves all these problems, anyone not using it must be naive.