The issue, with regard to people who have a lot of money or want to do “interesting” things with it, is that many of us do not trust those people. So when you

The issue, with regard to people who have a lot of money or want to do “interesting” things with it, is that many of us do not trust those people. So when you say “hey, everything will be the same for you, but it’ll make things easier for those people”, I instantly become suspicious of the change you’re trying to effect. Because, when those people try to get cute with the economy, the upside for “casual users” (aka most people) is low to nonexistent — and the potential downside is very high.