You'll still be the person named in the lawsuit when actual, physical property gets destroyed and someone decides they're not going to adhere to the decision of

You'll still be the person named in the lawsuit when actual, physical property gets destroyed and someone decides they're not going to adhere to the decision of some random internet strangers. Given you (or your company) is the only party that's actually exposed to risk in that case, why would it benefit you, or your customers, to use Blockchain/crypto/web3 stuff? At the end of the day the same result could be achieved with a database in your AWS account and some registered users who get a small fee for reviewing claims.