Exactly; if it is ‘the same’ but with a guarantee of max 50$/mo then sure, I would pick that, but that is not the case, also not with caps. So it is an entirely

Exactly; if it is ‘the same’ but with a guarantee of max 50$/mo then sure, I would pick that, but that is not the case, also not with caps. So it is an entirely different case and usually the 50$ option actually brings you very far without any financial risk outside that $50/mo.