With almost service like hosting where there could potentially be unknown costs I always select services with fixed fees and pay annually via PayPal so no card

With almost service like hosting where there could potentially be unknown costs I always select services with fixed fees and pay annually via PayPal so no card info is stored. If you have to pay by card and you have to subscribe always use a disposal virtual card. Most of the time these companies won't pursue you for payment because it's simply not worth the effort. The most likely outcome is that they'll just suspend your account. What you don't want happening is them taking money from you before you're even aware what is happening because that way you won't get it back and there's no room for negotiation.