i get alerts from chase within 5 minutes of using my credit card. Now if only that would ask my approval before paying, that would be even better. But what a

i get alerts from chase within 5 minutes of using my credit card. Now if only that would ask my approval before paying, that would be even better. But what are you going to do about merchants billing you incorrectly anyway and sending you to collections or ruining your credit for not approving the transaction ?