Just a note, but it's more or less settled that buying individual stocks is no better than gambling. The only proven successful way for a retail investor to in

Just a note, but it's more or less settled that buying individual stocks is no better than gambling. The only proven successful way for a retail investor to interact with the stock market is to participate in the most diverse index of stocks possible, over a very long period of time. Another settled concept is that attempting to "time" the market is also effectively gambling. The superior form of investing is to be in the market for as long as possible. So buying diversified index funds, and holding on for as long as you can, is usually a good long-term strategy. A shorter term strategy would be something like a money market fund, for cash you expect to spend in a few years or less. Assuming you're looking for general investment advice, do not put any money into crypto, period. That's like looking at lottery winners and deducing the best way to invest is to purchase lottery tickets.