You bring up some interesting opinions on the greater economy that are worthy of debate and discussion, but I'm not sure how a lot of them are super relevant to

You bring up some interesting opinions on the greater economy that are worthy of debate and discussion, but I'm not sure how a lot of them are super relevant to the general point made. As far as your opinion that everybody loses money when the market goes down, well, that's not exactly true. There are numerous financial instruments possible where you can make more money when some asset goes down. I'm not sure that dissuading greed is either a possible or desirable goal. The economy works, and resources are created and flow, precisely because the motive to benefit yourself exists. Every voluntary trade is entered into because everybody values what they get more than what they give up. As far as those who are no longer economically productive, there's a lot that can be said about that, starting with an observation that there are people that never have been economically productive and never will be economically productive.