Buying anything on a credit plan is dangerous; I don't think many of the same consumer protection laws apply and there's a contract governing the whole process

Buying anything on a credit plan is dangerous; I don't think many of the same consumer protection laws apply and there's a contract governing the whole process that probably eliminates the ability to do chargebacks or other standard remediations (it looks like it requires binding arbitration), and may have included clauses that allow refurbished parts to be delivered instead of brand new (Dell Outlet seems to be where refurbished things are sold, but it's not clear from the generic credit agreement I could find whether it was specific to new or used/refurbished parts).