I can do an instant SEPA transfer within the EU for a flat fee of 20€… For 5,000€ that’s literally fractions on the cent. There are plenty of other options if y

I can do an instant SEPA transfer within the EU for a flat fee of 20€… For 5,000€ that’s literally fractions on the cent. There are plenty of other options if you dig deep into permutations of banking systems, neobanks, payment apps, etc.