This is not exactly a financial response, and that was the context of your question, so forgive the somewhat off-topic aspect of the remark -- yet, the negative

This is not exactly a financial response, and that was the context of your question, so forgive the somewhat off-topic aspect of the remark -- yet, the negative aspects of life in the US have both real actual costs and possible future risks. All the talk about civil war might be bluff, but it is still alarming.