The point is, with a certain rates of interest, inflation, and growth, paying mortgage from salary ends up cheaper than exchanging a house for shares. That's, k

The point is, with a certain rates of interest, inflation, and growth, paying mortgage from salary ends up cheaper than exchanging a house for shares. That's, kind of, why wealthy people tend to be wealthy: they do know that there is a difference. And do have this asset of "unallocated cash flow" that they'd rather sell instead of other assets.