Blockfi promised interested bearing accounts. So they basically were running a bank. They paid 100M US in fines as a result. So, if they end up losing deposi

Blockfi promised interested bearing accounts. So they basically were running a bank. They paid 100M US in fines as a result. So, if they end up losing depositors money, who will be responsible? I think regulators should either come out with a corporate death penalty to forcefully unwind illegal banks or rescind regulations on running a bank. I am not a fan of this gray zone business building where you have to break the law and pay a penalty later down the line. If depositors lose money, do the executives go to jail?