Banks are another subject entirely: www.dartmouth.edu/~blnchflr/papers/finalrestat.pdf "We conduct an econometric analysis of loan outcomes by race and find tha

Banks are another subject entirely: www.dartmouth.edu/~blnchflr/papers/finalrestat.pdf "We conduct an econometric analysis of loan outcomes by race and find that black- owned small businesses are about twice as likely to be denied credit even after controlling for differences in credit-worthiness and other factors."