A'la Ethereum's smart contracts? Code isn't flexible enough to work for laymen. It feels like you need to be a developer and a lawyer to make a smart contract

A'la Ethereum's smart contracts? Code isn't flexible enough to work for laymen. It feels like you need to be a developer and a lawyer to make a smart contract work as intended. Maybe that works against my earlier premise, but I don't think that this is the way we want to go.