Sure, but you also can't squeeze blood from a stone. That said, I was mostly talking credit cards, since that's what most tech services would fall under in a z

Sure, but you also can't squeeze blood from a stone. That said, I was mostly talking credit cards, since that's what most tech services would fall under in a zero-money consumer situation. >And if not, why don't poor indebted people simply default all the time to remove debt? Some do, but having your credit ruined for seven years sucks for most people. Likewise the courts don't exactly smile upon those who run up huge debts with the intention of defaulting.