Cryptocurrency is not money... yet. Money is inherently a liability of the issuer. No one is liable to accept bitcoin (for example) as payment, therefore it is

Cryptocurrency is not money... yet. Money is inherently a liability of the issuer. No one is liable to accept bitcoin (for example) as payment, therefore it is not money. However, if you can build a currency that represents real world assets, liabilities, and/or collateral, then it potentially becomes money, and can solve real problems such as liquidity in markets.