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I've never used Zelle, and it seems like there are now plenty of different ways to send money (PayPal/Venmo, Apple Pay/Cash, Square Cash). What is the ideal use

• toomuchtodo 4y ago
  Zelle is typically free to send and receives funds immediately, and is implemented by almost all major US commercial banks and a bunch of smaller ones [1]. If you’re a merchant, you’re likely to take a credit card, although I have paid contractors four figure amounts for work with Zelle (splitting payments across days if limits are too low) as the merchant fee is material at larger dollar amounts. Zelle is designed for both peer to peer payments that previously would’ve been cash or a check, but also business transactions. (I won’t use PayPal or Venmo due to their business practices) [1] https://www.zellepay.com/get-started https://www.zellepay.com/get-started