IIRC problem is the option of pausing subscriptions is well hidden & revealed only when you have fully made up your mind to cancel & drop all your credits. most

IIRC problem is the option of pausing subscriptions is well hidden & revealed only when you have fully made up your mind to cancel & drop all your credits. most folks would not do that instead maybe defer the decision another month in the hope they'll 'catch up'. then they'll forget about it for a few more months. Dark patterns all over.