From what I have read, crypto folk seem to claim primarily that the decentralized currency 'not be a scam' in contrast to a currency managed by a central bank.

From what I have read, crypto folk seem to claim primarily that the decentralized currency 'not be a scam' in contrast to a currency managed by a central bank. Whether or not the currency discourages or enables scams via the currency is a secondary concern. Of course, Solend's interference seems like something 'a central bank' might do.