> Bitcoin is competing against governments & ACH. Against PayPal & Visa. Against wiretransfers & banks You're not making it look bad :)) They're all oligopolie

> Bitcoin is competing against governments & ACH. Against PayPal & Visa. Against wiretransfers & banks You're not making it look bad :)) They're all oligopolies that use their power to make obscene amounts of money and stifle any innovation that threatens their oligopoly. You want to blame somebody? Blame exactly those actors since it's directly due to them that we even need such a convoluted and horribly expensive alternative. From a strictly technical PoV you could implement micropayments in a week in a garage without any fancy blockchains.