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Or 3DSecure which is becoming very common in Europe. No chargebacks.

• rglullis 4y ago
  3Dsecure helps against criminals try to use the card and makes it harder for customers flag a transaction if they have provided the authorization code. It helps, but does not prevent chargebacks. If you are selling digital goods, a malicious customer could, e.g, make the payment, access the download page of the product and then file a chargeback saying the received product does not match what was advertised.
  • TheOtherHobbes 4y ago
    Many digital merchants in the EU have a rights waiver box to eliminate this kind of opportunism.
    • rglullis 4y ago
      There is a whole other world of people who do not live in the EU.
  • gingerlime 4y ago
    That’s covered by the right of withdrawal, and is handled between the customer and merchant. But they cannot chargeback but can get a refund. The idea that crypto solves fraud is laughable, particularly when so much fraud is facilitated by it.