My parents' generation definitely didn't need to do most of what you described, and so did most of my grandparents' lives. They also had a much easier time reti

My parents' generation definitely didn't need to do most of what you described, and so did most of my grandparents' lives. They also had a much easier time retiring whereas young people are expected to work almost to their 70s. Not sure what generations you're talking about, but as sibling said, location and age matter. Boomers had it extremely well here past their 30s and more than enough services available to do the things you described, unless you want to save a bit of money or do something for fun.