Happy to clarify. If I say "I remember when Craptastic Hedge Fund failed and used their traders credentials to distract from their incompetent trades" (LTCM mig

Happy to clarify. If I say "I remember when Craptastic Hedge Fund failed and used their traders credentials to distract from their incompetent trades" (LTCM might fit the bill here) that would be an observation. An observation is evidence. If I just say, "Hedge Funds use credentials to hide their incompetent trades" that's an assertion. It doesn't contain any evidence, I'm just stating something I believe to be true. It's germane because the OP (and you) seem to think it's inappropriate to ask if you have any examples (maybe "example" would have been less "gauche" than "evidence") It's not really important, you've clarified, and even added in some advice on manners.