We do that at home - automatically wire a fixed amount, weekly, off of the margin account. All incomes get deposited in the margin account and invested. During

We do that at home - automatically wire a fixed amount, weekly, off of the margin account. All incomes get deposited in the margin account and invested. During the first half of the year, I max out most contributions that I can at work and end up with many 0$ take-home paychecks. The margin loans help us smooth out that period while keeping a steady, stable and frugal weekly "paycheck" to ourselves. As the year progresses, the margin loan gets paid back and then we grow our investments. I used to do this automated wire transfer twice a month, but switched it to weekly as it's harder to run out of money this way. And the amount we wire to ourselves is just enough to do groceries, pay bills, eat out every now and then, be happy, but not decadent.