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Yeah, I do something similar which I call "save yourself poor". Artificially live paycheck to paycheck but this is because I immediately deduct investments, sav
by thiscatis 4y ago
Yeah, I do something similar which I call "save yourself poor". Artificially live paycheck to paycheck but this is because I immediately deduct investments, savings, tax portion (my country / visa status just makes you pay at the end of the tax year without employee income witholding) and then have to get through the month on what's left. I know it's a privileged position to be in but it works and never makes me forget that nothing is guaranteed.
- SoftTalker 4y agoI do the same thing. I max my retirement savings, and HSA contributions, have some cash savings for emergencies, and live on what's left.
- bpye 4y agoYeah I’ve set myself up in a similar position. I’ve worked out how much I want to save, maxed employer matching etc and so what’s left at the end of the month is my ‘free’ spending.