Your first and second paragraphs support opposite conclusions. Accountability to voters ie political influence is exactly what would make them diverge from resp

Your first and second paragraphs support opposite conclusions. Accountability to voters ie political influence is exactly what would make them diverge from responsible financial engineering. 2018-2019 was the perfect time to raise rates and shrink the Fed’s balance sheet, but they didn’t, because Trump threatened them and banks whined too hard.