> rich people park most of their money in assets 6 months of basic living expenses isn't "most of their money" for rich people. Ideally it wouldn't be for the

> rich people park most of their money in assets 6 months of basic living expenses isn't "most of their money" for rich people. Ideally it wouldn't be for the rest of us either. You seem to be thinking I'm against investing altogether - I'm not, but there is a significant risk avoidance in having an emergency fund that is 100% liquid and not tied to market risks.