> Every small fee is going to be some genius deciding to stay at their desk job and just take a salary rather than creating a couple of million dollars of value

> Every small fee is going to be some genius deciding to stay at their desk job and just take a salary rather than creating a couple of million dollars of value for their community. I feel you are being dogmatic here rather than evidence based. The markets for restaurants in a given neighbourhood is rather static - and roughly zero-sum in terms of earnings, but _not_ in terms of quality. If you encourage some "fragile genius" who can't follow instructions for fire safety, food hygiene, payroll accounting or plumbing to open a restaurant, you will a vibrant mix of more unsafe restaurants, unhygienic food, unpaid employees and clogged sewers, all of which are a burden on the rest of society.