A cautionary tale for you - I burned through 8 months of savings in the 2008 crisis. While the I-Bond isn't subject to market fluctuations, I am glad that my em

A cautionary tale for you - I burned through 8 months of savings in the 2008 crisis. While the I-Bond isn't subject to market fluctuations, I am glad that my emergency fund was in cash/CDs and not invested. Because it would have lost 40% of it's value just when I needed it the most.