I have to admit I don't really understand cryptocurrency. But I've been leery of buying into something that is electronically produced and using it as money.

I have to admit I don't really understand cryptocurrency. But I've been leery of buying into something that is electronically produced and using it as money. (I know printed paper isn't any better. But people have accepted printed paper for a very long time.) The phenomenal returns given to people who put money into crypto also concerned me. Unlike stock trading, nothing of value was being produced, yet people were reaping huge sums of money from it. My best guess is that government will have to control it before it becomes viable. As long as it's just individuals running the show we'll probably continue to have boom/bust cycles.