"you're independently wealthy and doesn't need to work" Not independently wealthy except in the sense that I belong just above Branko Milanovic's 85th percenti

"you're independently wealthy and doesn't need to work" Not independently wealthy except in the sense that I belong just above Branko Milanovic's 85th percentile of wealth. I have a small fixed retirement income derived from wealth accumulated over a 40 year working life. I have the good fortune to live in a country with a stable financial system and institutions that maintain continuity over time. Taking your wider point, yes, perhaps my behaviour is shaped by the practicalities of my circumstances. But that shaping is largely unconscious so I don't have a sense of constraint.