It's a nice thought, my wife had an ESOP actually. She had a stake in the 5 figures when she left the company (it takes several years to vest and we can't touc

It's a nice thought, my wife had an ESOP actually. She had a stake in the 5 figures when she left the company (it takes several years to vest and we can't touch it). But the problem is as an employee I don't really like my net worth tied up in my employers stock. I'd rather have it diversified and in an index fund. But what you propose is probably better than the alternative at least.