Yes? The power imbalance there is obvious. Employers have much greater access to wealth, capital, and lobbyists. As an individual I have no such agency. So yes,

Yes? The power imbalance there is obvious. Employers have much greater access to wealth, capital, and lobbyists. As an individual I have no such agency. So yes, trading away risk in exchange for fixed contracts is a great deal in most circumstances. Most of modern finance exists to exchange risk for dollars in some sense.