The most that is likely to get forgiven anytime soon, if ever, is $10k (that's all that Biden has sorta kinda maybe promised he'd do at some point). If you've

The most that is likely to get forgiven anytime soon, if ever, is $10k (that's all that Biden has sorta kinda maybe promised he'd do at some point). If you've got more than that, keep making payments. If you've got less than that, you should probably still keep making payments (or at least go back to paying them when the deferments end).