See Aquinas for details[1]. But in short usury is selling the same thing twice, which is immoral. As an example, rent to own is a reasonable and moral way to s

See Aquinas for details[1]. But in short usury is selling the same thing twice, which is immoral. As an example, rent to own is a reasonable and moral way to structure a real estate transaction without interest. It’s all about sustainability. Lending at interest requires borrowers, in aggregate, to acquire more funds than the monetary system can provide. It’s clearly immoral to impose conditions that are impossible to meet. [1] https://www.newadvent.org/summa/3078.htm https://www.newadvent.org/summa/3078.htm