You actually own the assets at your broker. Only case is if they are lending it for short positions though most brokers let you opt out of that. Also most brok

You actually own the assets at your broker. Only case is if they are lending it for short positions though most brokers let you opt out of that. Also most brokers store money in the sweep account on brokered deposit accounts that are FDIC insured. There’s lots of protections being regulated.